Terms of Service

Effective Date: 1st July, 2025

These Terms govern your use of PaidUp, operated by PaidUp Technologies Inc., a Delaware corporation.

Eligibility

You must be:

  • At least 18 years old
  • A U.S. resident
  • An employee of a participating company using PaidUp

How It Works

PaidUp allows eligible employees to access a portion of their earned wages before payday. Funds are advanced based on your time worked, bank activity, and payroll information. These are not loans and do not accrue interest.

Access is provided through an employer-specific link. Identity verification is required via our secure sign-up process.

Restrictions

We reserve the right to suspend or terminate access for:

  • Fraudulent or abusive behavior
  • Attempted evasion of repayment
  • Legal or compliance violations

We are not liable for delays or errors in payroll data provided by employers, or for bank processing times.

Modifications

We may update these Terms or modify the service at any time. Continued use constitutes acceptance of the updated Terms.