Get More from Payroll: The New Standard in Earned Wage Access
For Employers: Empower Your Workforce, Effortlessly
Unlock productivity, retention, and recruiting power with the only EWA platform that combines the precision of payroll integration - without the integration.
Employee Benefits Dashboard
Real-time insights
Employee satisfaction: 94%
The Future of Employee Financial Wellness, Built for Today's Business
PaidUp leverages the latest in agentic automation and secure banking connectivity, delivering enterprise-grade precision with zero lift for your business.
No new vendors, no file formatting, no IT headaches.
Just happier, more productive employees - at scale.
Enterprise-Grade Solution
Built for modern businesses that value their workforce and operational efficiency.
There's a simpler, zero-hassle way to offer on-demand pay - without the headaches.
Why PaidUp? Built for Businesses Like Yours
Real results from companies that prioritize their workforce
PaidUp: The fastest, easiest way to offer on-demand pay - no cost, no hassle, no catch.
How We're Different
See how PaidUp stands apart from traditional earned wage access and payroll solutions.
PaidUpPaidUp | Payroll Integrated EWAIntegrated EWA | Traditional Payroll AdvancePayroll Advance | Direct to ConsumerDirect Consumer | |
|---|---|---|---|---|
| Setup Time | Minutes | Weeks–Months (avg. 3–6 mo)3–6 months | Weeks | None |
| IT Resources | None | High | Moderate–HighHigh | None, but zero visibilityNone |
| Admin Burden | Minimal | Significant | High | Minimal, but hard to explainMinimal |
| Employee Experience | Enterprise-grade appGreat app | HR-driven, frictionHR-driven | HR-driven, manualManual | Higher risk, worse pricingHigher risk |
PaidUp eliminates every one of these friction points.
Regulatory Safe Harbor – Second Mover Advantage
Compliance isn't an afterthought - it's our foundation. PaidUp is built for tomorrow, fully aligned with all relevant state and federal wage access and wage discounting statutes.
Compliance
- Designed in accordance with IRS, CFPB, and Electronic Funds Transfer Act (EFTA) guidelines
- Built to ensure payroll tax compliance and accurate reporting
- Transparent, flat-fee model - no hidden costs, ever
- Regularly reviewed by leading fintech attorneys and compliance experts
Security
- Bank-grade 256 bit encryption in transit and at rest (AES-256)
- All personal and payroll data handled according to the strictest privacy standards
- Data never sold or shared with third parties
- Data minimization is a core tenet. Zero personal identifiable information (PII) required
- Full audit trails, instant notifications, and role-based access controls
Your business and employees deserve enterprise-grade security and compliance - without the enterprise complexity.
SMBs Are Not Small - They're Unique
The heart of the economy isn't made up of a handful of F500s or big box chains - it's powered by a wide array of dynamic, essential companies with unique challenges and opportunities. PaidUp's AI and agentic automation means you finally get solutions designed for you, not forced down from the enterprise playbook.
- Onboard in minutes, not months
- No specialized IT, payroll, or outside vendor required
- Scale up or down as your business evolves
- Unlock new benefits for your team - no matter your size
Solutions designed for you, not forced down from the enterprise playbook.
Challenges with "Integrated" Solutions: The Hidden Costs
Traditional EWA platforms and payroll-linked advances promise easy access, but:
- API-Dependent: Requires deep technical resources and ongoing maintenance
- Costly & Time-Consuming: Average integration takes 3–6 months, often requiring outside consultants
- Vendor Stacking: Additional software, new contracts, more risk
- Complex Data Exchange: Structured file formats, SFTP, custom reports, and frequent manual intervention
- Heavy Admin Burden: Payroll and HR must intervene regularly, leading to more overhead and compliance risk
- Limited Flexibility: Hard to scale or adapt to changing payroll processes
PaidUp eliminates every one of these friction points.
Frequently Asked Questions
Everything you need to know about implementing PaidUp for your business
Still have questions? Our team is here to help you get started.