On-Demand Pay Platform for the Modern Workforce

Give your team instant access to their earnings without changing your payroll, adding IT work, or taking on risk. $0 for employers.

Free for employers
Live in 24 hours
Built for compliance
Professional team members

Our Team Has Implemented EWA at Companies Like:

Home Depot
HCA Healthcare
FedEx
Allied Universal
Vera Bradley
BrightSpring Health
Walgreens
CommuniCare

* Based on prior experience implementing EWA at enterprise scale. We're bringing the same experience without the added friction.

Benefits That Drive Real Results

On-demand pay isn't just a perk-it's a competitive advantage. Reduce turnover, boost productivity, and attract top talent with financial wellness that works for your business.

Happy retail employee representing higher retention

35% Higher Retention

Companies offering on-demand pay see an average 35% reduction in turnover, saving thousands in hiring costs.

Healthcare worker focused at work showing productivity gains

7 Hours Reclaimed

The average employee loses 7 hours of work per week to financial stress. We help them refocus.

Engaged team representing talent attraction

95% Talent Interest

95% of the modern workforce prioritizes employers who offer flexible, real-time access to their earnings.

Enterprise Power, Zero Effort

A seamless transition to a modern benefit-no IT overhaul required.

1

Secure Setup

Our team handles the heavy lifting to bridge the gap between your fragmented payroll and timekeeping systems. We manage the configuration end-to-end, ensuring a "zero-lift" experience for your HR and IT teams.

2

Real-Time Sync

We establish a secure data layer to accurately reflect earned wages as they are worked. This approach ensures your data is handled with bank-level security and 100% accuracy.

3

Simple Launch

Employees join via a custom enrollment link unique to your business. We manage the identity verification, bank linking, and compliance, providing your team with a premium experience from day one.

4

Automated Results

Employees access their pay on their schedule. PaidUp funds the transfers and provides your admin team with a simple, reconciled report for each pay cycle. Your cash flow and current payroll process stay untouched.

Simple, Transparent Pricing

No hidden fees. No surprises. Ever.

$0.00

For the Employer

Zero implementation costs
No monthly subscription fees
No per-employee charges
Enterprise-grade security

Peace of Mind

For Employees

$1.99 ACH next-day transfers
$3.99 for instant wage access
No predatory interest or hidden fees
A lifeline for unexpected expenses

PAIDUP: THE BEST OF ALL WORLDS

Enterprise-grade results without the legacy infrastructure.

THE LEGACY INTEGRATED

(e.g., DailyPay, PayActiv)

Robust payroll sync
Months of IT implementation
Deep API dependencies
Rigid, "Heavy" software

THE DIRECT-TO-CONSUMER

(e.g., Earnin, Dave)

Quick to start
High fees for employees
"Estimated" hours only
Zero employer visibility

THE MARKETPLACE MODELS

(Gig-app specific tools)

Built-in to specific apps
Restrictive "Digital Wallets"
Forces employees to switch banks
Fragmented data reporting

THE PAIDUP ADVANTAGE

(Home Mode / White-Glove)

SEAMLESS: Live in days, not months
FLEXIBLE: Funds to ANY bank account
EMPLOYEE-FIRST: Low $3.99

Frequently Asked Questions

Everything you need to know about PaidUp